Get your free credit report at www.AnnualCreditReport.com
Cheap Credit Counseling- Pre-Filing Course. Consumer Bankruptcy Counseling is now available for $5 from the website: http://www.consumerbankruptcycounseling.info/ or
The Justice Department also provides a list of approved counseling agencies at http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm