ZIP Zap on You Tube

http://www.youtube.com/watch?v=UJQjUtRhVqY


http://www.youtube.com/watch?v=i9TpNpTyIPE&NR=1




My friend PJ from elementary school's sons.

Mortgage Volume Tumbles

Residential mortgage originations by U.S. lenders in the first quarter of 2010 retreated 19 percent compared to the same period a year ago, according to industry data released Wednesday.

Market analysis conducted by MortgageDaily.com shows that it was the third consecutive quarterly decline in residential mortgage production.

Help with the Gulf Oil Spill

Suncoast Sea Bird Sanctuary

located at 18328 Gulf Blvd., Indian Shores, FL 33785 is collecing donations.

They need the following:
linens
sheets
Dawn detergent

bottled water                                                            
gatoraid
new toothbrushes
heavy duty rubber gloves
kennels
towels
adhesive bandages
shovels
rakes



Rescue Line #727-391-6211

Drop Donations in North Pinellas  Barbara Walker- #727-431-2856
3019 Bradford Circle. Palm Harbor, FL 34685

Volunteers #727-254-0577

SeabirdSanctuary.com

Official Bankruptcy Forms- FREE

http://www.uscourts.gov/bkforms/bankruptcy_forms.html#official

Colorado Expedited Foreclosure Sales

The Bill, known as HB 10-1249, was signed by Governor Bill Ritter, Jr. on April 29, 2010 and will take effect August 1st of this year. Castle, Meinhold & Stawiarski worked diligently with the state on developing the proposed process in order to expedite foreclosure sales on abandoned properties. The new legislation enables the holder of a loan to seek an expedited foreclosure sale (45-65 days from the date the Notice of Election and Demand is recorded) on vacant and abandoned properties. This drastically reduces the current timeframe of 110-125 days.

"This is an important Bill for Colorado," stated Castle. "Shortening the timeframe on the sale of abandoned properties helps to reduce blight, sustains home values and benefits us all. We are honored to have played an active role in the development of this legislation."

For more information about Colorado HB 10-1249, please visit http://www.colorado.gov/.

Personal bankruptcies Increase in 2010

The American Bankruptcy Institute says that bankruptcies declined slightly between March and April … but remain 15 percent higher than last year. And personal bankruptcy filings for the first four months of the year are 17 percent higher in 2010 than in 2009, meaning that 2010 is on track to have the highest number of personal bankruptcies since 2005, when Congress made it harder to qualify for one.

Bankruptcies up in April

The 144,490 consumer bankruptcies filed in April represented a 15 percent increase nationwide over the 125,618 filings recorded in April 2009, according to the ABI, relying on data from the National Bankruptcy Research Center.