Thursday, August 30, 2018

So we have to now have notices for European Union visitors, whom  we are not even interested in.  How about giving me an option to block all visitors outside of the United States ?

Notice Google has cookies, Google collects data- I don't.

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Monday, January 25, 2016

Smart Parka

This coat is so awesome and the first hundred people to order on kickstart get it at a reduced rate! share this track everywhere campaign launches 1/26/16 @ 10am ‪#‎smartparka‬ via @NorthAware

Thursday, August 27, 2015

Affordable Bankruptcy

We offer Low Cost Bankruptcy Lawyer Fees. Chapter 7 Starting from $795 and Chapter 13 from $1500 ( includes credit report and personal property appraisal). Legal Fees exclude  court costs. We offer a free Bankruptcy Consultation for Florida residents and provide bankruptcy services throughout many counties in the state of Florida, including Pinellas, Pasco & Hillsborough . 

Friday, May 15, 2015

Chapter 7 $795

Personal Chapter 7 is now $795 this includes your credit report and personal property appraisal. (It does not include Motions to Value, Avoid Liens, Credit Counseling Class or Court Filing Fee) Call Now for more information- (727) 410-2705 day, evening and weekend appointments available!

Friday, February 20, 2015

Late Tax Returns Non- Dischargeable

The rule has always been they must have  filed on time when due and be over 3 yrs old. There was some mixed singles if they were older and had extensions.

Stay tune to see if the 11th Circuit follows suit. 

Sunday, February 8, 2015

U.S. v. Bartram: Appellate court guts five-year limitations law

This effectively removes all limits on the filing of a new foreclosure action, no matter how many times the case has been previously dismissed

This decision has a critical impact for homeowners who have had prior foreclosures dismissed, and though they were safely beyond the five-year mark. This new decision means the bank does get to refile, and homeowner who previously though they were safe may not be. However, initial analysis shows the opinion is limited to the application of one particular subsection of the statutes, and others exist that may offer relief

11th Cir Rules TCPA Allows Prior Express Consent Through Intermediaries, Hobbs Act Precludes District Court Challenge to FCC Rulings

The U.S. Court of Appeals for the Eleventh Circuit recently held that the TCPA allows callers to obtain consent through intermediaries.


The Court also held that a 2008 FCC Ruling interpreting the “prior express consent” defense applies to all creditors and debt collectors, including medical debt collectors, when calling wireless telephone numbers. 


In addition, the Eleventh Circuit held that, pursuant to the Hobbs Act, the district court lacked jurisdiction to consider the validity of the 2008 FCC Ruling.


A copy of the opinion is available at:

Fla 1st Dist App Ct Rules Prior Servicer's Records Not Properly Admitted Into Evidence

The Florida District Court of Appeal, First District,reversed a trial court’s final judgment of foreclosure, and remanded for dismissal of the action for lack of prosecution.
In so ruling, the Court held that the successor servicer’s witness offered only general knowledge of ordinary mortgage practices to support the prior servicer’s payment history records, which was insufficient to support the admissibility of those records. 
The Court also held, given a lack of record activity at all times material, combined with the mortgagee’s predecessor in interest’s failure to file a statement of good cause prior to the hearing on the borrower’s motion to dismiss for lack of prosecution, that the relevant Florida Rules of Civil Procedure mandated dismissal of the action upon remand.

Florida App Ct (3rd DCA) Holds New Foreclosure Action Time-Barred, But Mortgage Lien Not Extinguished

The Third District Court of Appeal, State of Florida, affirmed a trial court’s ruling that a foreclosure complaint was time barred because the statute of limitations started to run when the loan was accelerated in connection with a prior foreclosure that was involuntarily dismissed without prejudice. 


However, the Court reversed the trial court’s determination that a mortgage lien becomes null and void once the statute of limitations expires.