Mediation

If you really want a loan modification turn in the requested materials to creditor/plaintiff's counsel at the minimum  of 1 week prior to the modification!   Most lenders will not review it on the spot if you decide to just show up with the documents.   Think about it would you really want someone doing your taxes, surgery ..... while you sat there jabbering away a t them.   No you want them to be able to concentrate on what they are doing!

You need your last tax return, 30 days worth of pay stubs and bank statements, a hardship letter, the companies financial affvdt, the HAMP form, the 4506T-EZ, P &L if you are self employed.   These are a minimun folks.

US Bank
https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0ByahxE3mgBCEMTk0MDEwMzMtZTkwYy00OWI5LWJiMzgtOWNhNGU2YjdjZmU4&hl=en_US&authkey=COu-v_8P


HAMP
https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0ByahxE3mgBCEN2RkMWJlNzktMTNlOC00NGMyLTk3Y2YtYzFhYzZkMmFlM2Uw&hl=en_US&authkey=CPyU2YcM


Wells
https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0ByahxE3mgBCEMWJhZmQxMGQtMjEwZS00OGNlLTk4YWYtMDAwNmFiMDNkMTU2&hl=en_US&authkey=CPLjguYD

Midland
https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0ByahxE3mgBCENmY0N2QxODAtYmQ3My00ZGQ4LWJhNGYtOGNiMjgxMjZjNzVk&hl=en_US&authkey=CNKihbAP

Am Gen

https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0ByahxE3mgBCENmJkZjM5MTEtNWI4Yi00MWFiLTkyNTAtMDc0NjJkMjQyYjY0&hl=en_US&authkey=CKzM4dYL

MetLife

https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0ByahxE3mgBCEZjM1ZjIxYWQtZGI0MS00ZjUwLWJlMjQtNWY5MTAxODUxNDE1&hl=en_US&authkey=CP7zgokI