Three major mortgage lenders have halted foreclosures in states where the process is handled through the court system after suspicions surfaced that employees did not legal procedures in preparing the required documentation. GMAC Mortgage was the first to do so, followed by JPMorgan Chase and then Bank of America.



The 23 states listed below primarily use the judicial foreclosure process, with two additional states (Hawaii and Nebraska) employing judicial procedures “fairly often.”




Connecticut

Delaware

Florida

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

New Jersey

New Mexico

New York

North Dakota

Ohio

Oklahoma

Pennsylvania

South Carolina

South Dakota

Vermont

Wisconsin