Thursday, February 28, 2013

North District Reaffirmation Agreements

The Clerk’s Office will begin entering a paperless “Notice of Compliance    re Reaffirmation Agreement” on agreements that are timely filed, contain    the signatures of the creditor representative, debtor(s), and attorney    for the debtor(s), do not indicate undue hardship, and otherwise comply    with 11 U.S.C. § 524(c).

If Part C of the Reaffirmation Agreement indicates a presumption of    undue hardship and the debtor does not provide an explanation of how    they plan to make the payments, a Conditional Order Denying    Reaffirmation Agreement will be entered giving the debtor(s) 21 days to    file appropriate documents with the Court or the Order Denying will    stand without further notice or order.