Saturday, July 19, 2014

How to Find Records on Failed Banks

First place to start:

If the failed bank was regulated by the State, check with the State’s financial/banking office for stored records. In Florida anyway, that would be through the office of the Chief Financial Officer, an elected Cabinet position under whom someone is appointed to oversee state regulated banking institutions.


Christmas in July

Now through the end of July $775 for a Chapter 7 excluding filing fee if you pay in FULL before the end of the month.

Wednesday, July 16, 2014

Wednesday, June 25, 2014

Wednesday, April 2, 2014

Another Loan Modifcation

We got a Chase Hamp Modification today HAMP Tier 1 Loan Modifcation Offer today

with a $177, 934.78 principal forgiveness,and a   2% interest rate to start capped in 5 years at 4.875%!

Thursday, March 20, 2014

Bankruptcy Fee Increase

The Judicial Conference of the United States met on March 11, 2014, and approved changes to the Bankruptcy Court Miscellaneous Fee Schedule effective June 1, 2014. A summary of those changes follow:

The fee for filing a complaint increases to $350.00.
The following administrative fees are increased to the totals noted:
- For the filing of a petition under Chapter 7, 12, or 13, $75.00.
- For the filing of a petition under Chapter 9, 11, or 15, $550.00.
- When a motion to divide a joint case under Chapter 7, 12, or 13 is filed, $75.00.
- When a motion to divide a joint case under Chapter 11 is filed, $550.00.

As a consequence the increases effective June 1, 2014, the full fee for filing a -
Chapter 7 will be $335.00
Chapter 9 will be $1,717.00
Chapter 11 will be $1,717.00
Chapter 12 will be $275.00
Chapter 13 will be $310.00

Chapter 15 will be $1,717.00

Wednesday, January 22, 2014

Document Preparation for Your Foreclosure Case

We will prepare your pro se answer- one day turn around once payment is received for $300.00

We accept Paypal, BitCoins, Visa and Mastercard, personal checks, and cash.


Our office is now accepting payments by Bitcoins.

Tuesday, January 21, 2014

City Clearwater Home Loans

Home Improvement Loans Available in Clearwater

CLEARWATER, Fla. – The City of Clearwater Economic Development and Housing Department may be able to help with necessary code-related repairs needed in the home. Single-family detached homes, townhouses or villas with a comparable sales value from the Pinellas County Property Appraiser that does not exceed $150,000 may benefit from the City’s Housing Rehabilitation Loan Program. Homes must be occupied by the owner. Loans available are up to $25,000.

Household income must be 80 percent or less than the area median income. For example, a one person household would have to have an income of $32,150 or less. A four person household would have to have an income of $45,900 or less. Other eligibility criteria may apply.

Assistance is in the form of a deferred payment loan or a low-interest loan, depending on income. 
Some examples of work that could be funded are roof system repairs including soffit/fascia; plumbing repairs; electrical repairs; replacement of doors and/or windows; and ADA modifications.

For information regarding the Housing Rehabilitation Program, contact Terry Malcolm-Smith at (727) 562-4036.