Wednesday, July 20, 2011

The Helping Responsible HomeOwners Act

Condo Maintenance Fee Recovery Tactic Popular in Florida

A legal strategy pioneered by the Association Law Group of Miami enables homeowners’ associations and condominium associations to collect “mounting unpaid maintenance fees” from prior owners after banks take the property title through a mortgage foreclosure proceeding.

Willy the Wizzard v. Harry Potter

UK Court To Potter Plagiarism Suit: Expelliarmus!
Law360, New York (July 18, 2011) -- J.K. Rowling's spokeswoman said Monday that a U.K. lawsuit alleging the author copied “Willy the Wizard” creator Adrian Jacobs' work for use in a Harry Potter book has been dismissed after Jacobs' estate failed to pay the bond to continue the case.

Justice David Kitchin of the High Court of Justice had said in March that the deceased author's estate would have to produce a £1.5 million security bond in order to continue with the copyright infringement case against Rowling and Bloomsbury Publishing PLC

US Suit same guy:

Here is the Book that claims J.K. Rowling plagiarized  them.

Here's another one- scam artist

History of People trying to cash in on Rowling:

Hate Legalize?


No apology- not even a free coupon for coffee! Boycott this whole chain !!!!!!!!!!!!!!!

Response from Best Western Corp Management regarding AAA complaint about the Worst hotel in the World-- BEST WESTERN PLUS Universal Inn in Orlando, FL.

The office of AAA National Member Relations has contacted our office and has brought to our attention you wished to be contacted concerning your concerns in regards to the BEST WESTERN PLUS Universal Inn in Orlando, FL.

Please accept my apologies for the inability to reach a mutually satisfactory solution and I regret that the response you received from the hotel was not as you expected.
Due to the membership structure, Best Western International is not directly involved in the day-to-day matter of hotel operations of the members. For this reason, it is the responsibility of the hotel’s management to make all decisions regarding complaint resolution.
Our position in Customer Care is to act as an intermediary between the member establishments and their guests when a complaint is filed. We strive to aid both parties in reaching a mutually satisfactory solution. Sometimes this does not occur, as in the case of your complaint.
We will keep your correspondence in our files and your comments will be reviewed when evaluating the overall customer service level of the BEST WESTERN PLUS Universal Inn.
If you feel this situation has not been resolved, it will be necessary for you to contact the management of that establishment directly.
I hope this better explains our position and will not discourage you from staying at Best Western member establishments in the future. Thank you again for taking the time to share your comments with AAA National Member Relations.
Ginger Loes
Customer Care Representative
Best Western International
20400 N 29th Avenue
1-800-528-1238 •

No apology- not even a free coupon  for coffee!  Boycott this whole chain !!!!!!!!!!!!!!!

Sunday, July 17, 2011

Debt settlement vs. bankruptcy – Which is the better option?

by Rick Murphy

When in debt people try to find out the different debt relief options, through which they may be able to become debt free easily enough. Now, there are various debt relief options that you can take advantage of. Debt is almost become a part of our lives. But, rather than despairing about the fact that you are in debt, it is better for you to try out the different debt relief options. Among the different debt relief options,   debt settlement  (  is quite a popular option. It helps you in lowering the outstanding debt amount. However, some people prefer filing bankruptcy in order to get out of debt.

Which is better?

Amongst the different debt relief options, debt settlement is one such option that helps you in lowering your outstanding debt amount. Thus, it helps you in paying off your debts easily enough.

You can settle your debts on your own or else, you can get the help of a debt settlement company who will negotiate with your creditors to lower the outstanding debt amount. Generally, settlement can help you in lowering the debt amount by 40-60%. Thus, it becomes really easy for you to pay off your debts.

On the other hand, if you file for bankruptcy, which is another debt relief option; you may be able to get a fresh start. Bankruptcy has various advantages and the greatest advantage is that it puts a stay order on your debts and collections.

That is, no creditor can sue you for the unpaid debt and the interest rates won't accrue too. Moreover, you will be able to include even your secured debts in the bankruptcy program. However, in case of debt settlement, you won't be able to include the secured debts in the program. So, which do you think is better for you?

Now, which is the better option will actually depend on your mentality, your debts and your financial situation, and also your eligibility. So, first of all you will have to start analyzing all of your debts, if you have unsecured debts in majority or if it is secured debt mostly. Then, you will have to decide as to your eligibility. Not one and all are eligible to file for divorce. You may have to go through a means test before you can file bankruptcy under Chapter 7.

Other than this, you will have to decide on your financial condition and your affordability. If you think that you still can afford to make the debt payment after settling the dues, it is better for you to opt for debt settlement rather than bankruptcy.

But, if you think that even if you opt for debt settlement, you won't be able to become free of your financial obligations, you can opt for bankruptcy.