Saturday, February 18, 2012

Cheap Credit Counseling- Pre-Filing Course

Consumer Bankruptcy Counseling is now available for $5 from the website:  In 2005, Congress required all individuals wishing to file bankruptcy to first undergo a “Credit Counseling”. Bankruptcy credit counseling takes about an hour and is now a primarily automated process. The standard fee charged by most authorized credit counselors is between $30 and $50. The low cost does come with some minor delay in issuance of the required certificate. They do not provide same day service and there are no operators “standing by” on a toll free line to handle technical problems. This program has received authorization from the Executive Office for United States Trustee, United States Department of Justice, to service all federal Districts except for the District of Alabama and the District of North Carolina, to provide credit counseling and to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or guarantee the quality of any Agency's services.